Roadside Assistance: Do I Need It?
You know how unexpected breakdowns can be if you have a car. Roadside assistance can be beneficial as it protects your vehicle if it stops working, gets flat tires, runs out of gas, or becomes stranded. You can use this service anywhere your car breaks down, including in your driveway or a parking lot.
Your auto insurance company will usually offer roadside assistance. However, third-party providers may also be able to provide it. This also may be called roadside coverage, emergency outside assistance, or breakdown coverage, depending on which company you are with.
What is roadside assistance?
Roadside assistance is often seen as a convenience by many drivers. But unfortunately, many drivers don’t have the skills or tools to change their tires. A mechanic or towing company will be able to solve your problem.
This service is only for safety purposes and is intended to protect your vehicle.
Most insurance providers don’t automatically include roadside coverage in auto policies. This is usually an optional coverage you can add to your auto policy for an additional fee. This is an excellent option as cars often fail when you least expect them.
What does roadside assistance entail?
This service is the best because it provides immediate help if you are stuck on the road. Although each provider covers different situations, most will cover the following:
- Flat tire change
- Jumpstart a battery
- Towing
- Transporting oil, gas, or a new battery
- Retrieval of car keys
Towing is available from your provider. Roadside assistance will usually limit the distance a company will tow your vehicle for free. You might have to pay extra if your car needs to be towed farther.
Towing companies will come to you no matter where you are. They will fix your car right away so that you can drive home. If they cannot make the necessary repairs, they will tow your vehicle to an auto body shop so a mechanic can evaluate the situation.
You can call roadside assistance if your vehicle is involved in an accident. This is usually a cheaper option than calling a towing service directly. This service will tow your car to your home or auto shop, depending on the location of the accident.
How to get roadside help
Your auto insurance company and third-party companies can offer roadside assistance, with each option’s pros and cons. A third-party company can provide this service with member discounts.
Some people may find it easier to have all their coverage under their auto insurer. It all depends on who you are and what the perks of third-party companies you’re considering. If you want a hassle-free move, Framingham towing services are available.
How much does roadside assistance cost?
Roadside assistance is usually quite affordable as it is generally cheaper to have this from your auto insurance company. In addition, it may be available if you have comprehensive collision insurance. To find out if you are covered, check with your provider.
Third-party roadside assistance is more costly than insurance, but you get benefits that the company does not offer.
You can expect to pay $50-$360 annually if you add this coverage to your insurance company. The majority of people will pay less than $20. It’s up to the driver to decide which option is best for them.
Conclusion
All drivers should consider purchasing roadside assistance. No matter how old or experienced you are with breakdowns; this service is a wise investment and is available for your safety. In addition, it can assist you in getting back on the road quickly after a breakdown.
Consider whether you prefer assistance from your auto insurance provider or a third party. Consider your lifestyle and budget to determine which option is best for you. Ensure you know what you are covered and how to contact your provider for service.